Close more deals at the point of need.

Improvifi connects contractors and homeowners with the widest range of lending solutions in the market with more no dealer fee programs than any lender in the nation.

Fast funding: 100% advance or 50/50 progress payments.

Approvals start at 550+ FICO

Fixed rates

No prepayment penalties.

Lending

Unsecured Loans

Flexible programs for homeowners of all credit levels.

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SuperPrime, Prime, SubPrime

Options for all credit tiers.

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550 to 850 FICO Scores

Approvals for more homeowners.

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0% No Interest Promos

3–72 month terms.

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2–20 Year Fixed Rates

Stable, long-term payments.

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No Dealer Fee Options

Keep more revenue in your pocket.

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Soft Credit Pulls

Don’t impact homeowner credit scores.

Secured Loans

$15K–$400K Loans

Take on bigger projects with confidence.

$15K–$400K Loans

5 Minute Approvals

Fast approvals at the point of need.

5 Minute Approvals

No Dealer Fees

Protect your margins.

No Dealer Fees

Soft Credit Pull

Approval without the credit score hit.

Soft Credit Pull

Fast Funding

On average 5–7 days.*

Fast Funding

Competitive Rates

Rates lower than industry average.

Competitive Rates

Personal Loans

Fast & Simple Funding

Quick approvals with funds often available in days, so projects don’t get delayed.

No Home Equity Required

Unsecured loans, meaning homeowners don’t have to use thier home as collateral.

Direct-to-Consumer Funds

Money deposited straight to the customer.

Commercial Loans

(via Purple Apple)

Flexible funding for business capital, equipment, HOAs, nonprofits, and more.

Business Capital

Large Projects ($25K–$8M+)

Equipment Financing

HOAs, Condos, Nonprofits

ImproviPay

Accept credit card payments instantly,
with no dealer fees.

No Merchant Fees

Real-Time Dashboards

Access Funds

Keep 100% of Sales

Contact Us

We’re here to answer your questions about financing, setup, or partnerships. Fill out the form and our team will get back to you quickly.