GET MORE APPROVAL PATHS
Give every homeowner a payment option that helps the project feel possible.
Give Every Homeowner More Payment Options.
The Improvifi app brings multiple lending solutions together in one place, so your reps can offer unsecured loans, secured loans, personal loans, promotional options, and second-look paths without slowing down the sale.
Your team walks into the home with more confidence because they know exactly where to go when the homeowner needs help saying “yes.”
Unsecured Loans
For homeowners who want payment options without using home equity.
Super Prime
Top tier options for highly qualified homeowners.
Prime
Simple payment options for homeowners with solid credit.
Promotional
Same as cash, deferred interest, and no-interest, no-payment plans.
Sub Prime
A second look path for homeowners who may not qualify through prime lenders.
Bigger Tickets, Better Options.
High-limit financing built for major projects, larger scopes, and homeowners with available equity.
Improvifi Secured
A secured lending path built for larger home improvement projects ($15K–$750K) without sending the homeowner to a bank, credit union, or broker.
Your team can introduce the option in minutes with a simple paperless process, right while the customer is still focused on the project.
Less friction. Fewer delays. Bigger projects stay on the table.
Personal
No two homeowners look the same on paper. Great credit, challenged credit, big project, small project. With access to more than 27 lenders and zero-dealer-fee options, your team always has another door to try before a deal walks away.
FINI Funding
Help homeowners fund the project they actually want. More payment options mean bigger tickets and higher upsells.
Improvifi DTC
Give homeowners another way to move forward. Keep deals alive when cash, cards, or equity aren't the right fit.
FREQUENTLY ASKED QUESTIONS.
Improvifi gives contractors access to multiple lending paths, including unsecured loans, secured loans, personal loans, promotional options and sub prime options. This gives your team more ways to help homeowners move forward when one option does not fit.
One lender gives your team one path. Improvifi gives your team multiple approval paths, so the sale does not have to stop after the first no. That means more chances to help the homeowner qualify and keep the job moving.
Yes. Your team can offer lending solutions from the Improvifi mobile app right at the point of sale. Experience fewer callbacks, fewer handoffs, and less waiting while the homeowner is still ready to make a decision.
A decline does not always mean the job is dead. With multiple lending solutions and Deal Desk support, your team can look for the next best path instead of stopping at the first answer.
No. Even large secured projects up to $750K stay at the kitchen table with a simple paperless process. The moment a homeowner leaves to visit a bank is the moment you start losing the deal. We built this so they never have to.
Yes. Unsecured loan limits are up to 150,000 and Secured lending 15,000-750,000 can help homeowners explore larger project amounts when they have available equity. This can help your team protect bigger tickets instead of cutting the project down to fit a smaller loan option.
No. Improvifi is built to make lending easier for sales pros. Your team gets the app, training, and support they need to offer payment options with more confidence at the kitchen table.
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Join 1,100+ active contractor partners who are closing bigger tickets, boosting approval rates, and scaling their businesses.